What type of insurance must a firm's policy include for fire extinguisher services?

A firm's insurance policy must include general liability that encompasses property and completed operation coverage because this type of insurance protects against claims for bodily injury and property damage resulting from the business’s operations. In the context of fire extinguisher services, the firm may be liable for accidents that occur during the installation, maintenance, or use of these extinguishers, potentially leading to damage to property or injury to individuals.

Property coverage ensures that any damage to the firm’s assets, such as equipment and inventory related to fire extinguisher services, is adequately protected. Completed operations coverage is also critical as it covers claims resulting from services that have been completed, which in this case includes the testing, installation, and maintenance of fire extinguishers. This comprehensive coverage safeguards the firm against various risks associated with their services, ensuring stability and helping to manage liability effectively.

While other types of insurance mentioned, such as workers' compensation, business interruption insurance, and fire damage insurance, are important for specific scenarios, they do not directly cover the breadth of liability risks associated with providing fire extinguisher services.